MZ Capital (http://www.mzcap.com) principal Michael Zhuang asks Jim Ludwick, owner of Mainstreet Financial Planning three questions:
1. Does it make sense to put life insurance inside a defined benefit plan?
2. Does it make sense to buy life insurance for a childe?
3. Is it a reasonable assumption that the cash value will grow 8.5% a year as illustrated by the agent?

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