Marc Montini with Montini and Farrah Tax Advisory Group discusses the elements of a well designed retirement plan. With a more strategic use of your assets we can generate the tax-free retirement income plan with protection against stock market losses. By combining tax planning with retirement planning with can ensure you are putting the most money possible into your pocket. Don’t wait until you are 65 to create your plan. Start planning today and ensure you are going to retire on your terms.